Hi, Any advice would willkommen.Mein husband and I bought our first house last year for $ 286,500 you put 3.5% down and have reached our monthly payment is about $ 1950pcm the problem I lost my job in April and since we lived in savings and now not even a month break-even point. I save everything I can, but carry more than $ 400, my husband cut the credit. I want the house was as fast as possible, estimated at $ 294,000 and real estate agents as we have said, we should be happy with $ 289,000 it is very nice to talk to sell, but as soon as we pay the costs of agency costs 6% and probably close we do not move. We do not want to go into foreclosure, we currently have good credit and need to rent because we have no family nearby. I juggle all our bills and do not know where to go from here to there. I have a bank that does not speak a short sale, it seems that our only option is to pay the mortgage and seizure. We do not save enough money to make us more setzen.Nur almost to notify you when you tell someone, look for another job that I tried to take on Avon wants to do, but I ‘m in the seventh month of pregnancy and did not know what would happen. I want to sort them.