Hi- We are a military family who purchased a home when we moved to our current duty station. My husband is up for promotion and we may be moving in a year. Currently, we have a 30 yr. fixed rate mortgage of 6%. Our payment is $ 1123 per month. We are unsure of our status, but can’t stand the thought of not moving and not being able to get in on a lower interest rate. Also, my husband read that military families should consider ARM loans. Is this a good idea? Everything we’ve ever heard about ARMs has been negative. Thanks in advance for your honest advice.