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Hello, My name is Dria and I am in the process of repairing my credit. I have 5 medical collection accounts that read as follows.

Central Fincl Control- $ 798.00
Date Opened: 03/06/2007
Date Reported:09/15/2007

Central Fincl Control- $ 100.00
Date Opened: 01/17/2007
Dated Reported: 09/15/2007

Central Fincl Control- $ 289.00
Date Opened:11/10/2006
Date Reported: 09/01/2007

Central Fincl Control-$ 330.00
Date Opened-11/08/2005
Date Reported-09/01/2007

Central Fincl Control-$ 95.00
Date Opened- 04/21/2005
Date Reported-09/01/2007

OSI Collection Service-$ 282.00
Date Opened-06-16-2007
Date Reported- 11-10-2007

Now, the question is what is the best way to settle these accounts, I am in the process of disputing again for a second round…These accounts came back verified, so I think it is time to dispute again with the CB, and then send out DV letters.If they can prove the debt I want to settle, what is the best way to settle these medical collections? 60% or %30

2 Thoughts on Medical Collections and Settlement?
  1. Reply
    July 6, 2011 at 9:01 am


  2. Reply
    Mildred S
    July 6, 2011 at 9:45 am

    start at 30 percent and see if you can get it accepted. you may get lucky. you can always go up / but you can’t go down. after you get them settled, you might be able to add a consumer note that says insurance didn’t pay them promptly. blame it all on them ! insurance companies are notoriously slow payment.

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