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Hello Yahoo community,

I was wondering if there is anyway for a person under 18 but has 2 jobs and is very determined about his future and would like to achieve a good credit score by starting as soon as possible to obtain a credit card that is not co-signed?

He’s a young man and is very diligent about his life economically.

Thanks for any reply and links perhaps to application / organization would be much appreciated!
Would Co-Signed Credit Card still help his credit score?

5 Thoughts on Is there any way for a person under 18 to obtain a credit card?
  1. Reply
    May 28, 2013 at 8:17 am

    Probably not, credit cards are evil :D, maybe prepaid?

    Go for a loan/ line of credit, much better

  2. Reply
    May 28, 2013 at 8:30 am

    Get a co-signer.

  3. Reply
    May 28, 2013 at 9:11 am


  4. Reply
    May 28, 2013 at 9:40 am

    no, u have to be 18 to get your OWN credit card.

  5. Reply
    May 28, 2013 at 9:54 am

    The short answer is no, you must be 18 due to the fact that a credit card is a legally binding contract between a bank and individual.

    A parent or guardian can however have a credit card that they have and make them an “authorized user”. Their credit will build provided the card is used responsibly by the primary card holder. I was 16 many years ago and my father put an American Express card in my name. When I turned 18 I applied for cards and effortlessly got them so being an authorized user build my credit.

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