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Hi, a care-giver, who makes money by taking care of five seniors at home, wants to lease my 4-bedroom house to take care of those seniors. The lease will be signed by her and her husband, who has a separate fulltime job. But the seniors will be living in my house. The tenant may not live in the house over night.
They said they have insurance for this at-home business.
My question is, is there any/what kind of (legal) risk for me involved with leasing to such situation? Especially if there is any liability for me, in case the seniors incurred some accident in my house? – although they have the insurance, would I still have risk of liability?
Should I specify any terms in the lease to protect myself?
Also, in case the tenant does not pay rent, and I had to evict them, effectively the tenant themselves are not living in my house, rather the seniors whom the tenant takes care will live in my house, will I have problem evicting the tenant or the occupants?
Any expert opinion or similar experience to share is appreciated, thanks.

2 Thoughts on Is there any legal risk to lease house to senior care-giver with seniors living in my house?
  1. Reply
    February 4, 2013 at 1:12 pm

    Yes there are risks. The insurance they carry may not be adequate. Your house will need to be inspected prior to occupation by a care provider, and may require extensive rehabilitation to meet the standards – accessibility, wheelchair access, fire exits, etc. You need to make sure you have a lawyer conversant with real estate laws in your locality to review the lease prior to signing it to protect your home and your investment.

  2. Reply
    February 4, 2013 at 1:54 pm

    Piggi has a good answer. Other things to consider is whether your city code allows such a business there and if it changes your status as a simple landlord to something else that needs a business license of its own. This is likely a local issue you’d need to check with your city on. Also, since these would presumably be seniors on their last leg, it is more likely one would die there than a normal tenant. Most states have laws when selling or renting units which will require you to disclose deaths in the unit to potential buyers or renters. You’d have to decide if that’s a financial risk for you or not.

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