I am a victim of a predatory mortgage broker and a predatory mortgage lender. The mortgage broker claimed to be the lender.
The lender presented himself to me as the Servicer of the loan, when the lender was in fact the lender and the servicer of the loan. I end up paying the broker 2times, because the lender paid the broker his commission out of my loan, and the broker make me pay a second time thru a fictious escrow to justify the expenses.
The lender charged me high interest rate, abusive prepayment penalty, buy down point and I end up with loosing my 2home. do i have any recourse?