Article Score0

based solely on the fact that they do not, other documents proving their nationality other than his SS card and driver’s license? As someone who has been in business for over 15 years is the first time a lender to ask for this information and give a loan was. All other loans were with the SS card and driver’s license only closed worden.Da my client has a citizen over 20 years and over, they have no idea where his “testimony” of citizenship and packed that it would take weeks to get a new obtained. In the meantime, they will lose them to buy the house. He never recorded, so that no voter card and vote they never had a passport, you erhalten.Glaubst, it has an action against the mortgage company for discrimination?

4 Thoughts on Is it legal for a lender of a loan to a U.S. citizen who was born in Africa deny ….?
  1. Reply
    Mark H
    April 29, 2011 at 8:57 pm

    If you applied for loan, would they ask you to prove your citizenship? I would ask the lender that question directly. If they are treating your client any differently that they would treat you, that is a prima facie instance of discrimination.

  2. Reply
    Bob G
    April 29, 2011 at 9:12 pm

    She should contact an attorney immediately and ask him to contact the lender. Don’t hesitate because if you do the lady could lose the house. The anything else she might do about it is meaningless.

  3. Reply
    CSlave
    April 29, 2011 at 9:12 pm

    Well…possibly. I’m not an expert in mortgage law. While the question of RACE is illegal to discriminate against, there might be some statute or regulation for the particular loan package she is applying for that requires definitive proof of citizenship (like a government subsidized HUD loan, for example)? If the loan requires proof for some reason, then it isn’t discrimination.

    In that case, a SSN and DL don’t prove citizenship (my wife is a resident only, and has both).

    When people apply for residency and citizenship, they are well advised to obtain every type of ID they can (20 years a citizen and hasn’t voted or gotten a passport? Why did she bother exactly?). Keep this ID in a safe place where you have easy access to it at short notice.

  4. Reply
    fr_chuck
    April 29, 2011 at 9:21 pm

    no, the mortage company has a right to its underwriting rules, they are free to go to another company if they don’t like these rules.

    And a company can require you to prove legal status in the US, to give a loan,discrimination has to be because of a protgected right, it is perfectly legal to discriminate against people if the reason is a legal reason

    Leave a reply

    Register New Account
    Reset Password