NYS….When i mention it to other brokers they say it is not necessary and are surprised that they are requesting it. I don’t see the reasoning behind it other than another way to bilk people. He does not rent and is not a tenant.
I had Allstate and they are not renewing due to hurricane risk. Go figure.
This may sound unusual but The contents are not my concern. I just want home owners insurance because the mortgage company requires it. To require me to have anyone living with me to also get renters insurance seems fishy. why would someone be able to sue him if they get hurt? Wouldn’t they have to sue the owner of the property?
Thanks for your answers but you guys are making me paranoid. You’re better off living alone and not having any visitors.just in case something should happen….which probably never would anyway.