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I’ve pulled all three of my credit scores and they range from 522 to 596. I know that if and when I do get a personal loan, my intreast rate will be somewhat high. I just need some advice on where to start. Please HELP!

4 Thoughts on I’m looking for a personal loan, but my credit isn’t that great. Where can I start?
  1. Reply
    July 19, 2011 at 6:54 am

    With those scores, it might be really difficult to get any loan. Usually they want no less than 660. Also, they might hit you with about 24% interest, and they will ask for collatoral. So, if you own a car worth a couple grand, they might hand over the $ but if you don’t pay- they hold the title to the car. Try your local banks- not credit unions they are harder to get. If you want to take your chances, find a local private loan company…American Finance or something like that. Good luck!

  2. Reply
    The right answer
    July 19, 2011 at 7:19 am
  3. Reply
    Boo G
    July 19, 2011 at 7:48 am


    Today the lenders have started offering nearly all varieties of loans for people with poor credit record.They are also introducing many new loan products meant for this group. Now people with poor credit can get the same choices as those with the good or mediocre credit. Today you can use bad credit personal loans for many purposes like car purchase, vacation or even debt consolidation.

    But if you have some assets to offer as collateral, your chances brighten. The primary reason why people with poor credit history do not get loans is because the lenders are scared that the borrowers will default again. But if you can offer collateral, your lender is secure in the knowledge that his money is in safe hands. You have to try and meet the repayment schedule, failing which you lose the asset.

  4. Reply
    July 19, 2011 at 8:26 am

    Ashy Lady

    Looking For Good Prices On Secured Personal Loans then :

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    Even If you need Loans for Unemployed people there are

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    Hope this Help You . . . Good Luck .

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