Article Score0
About 20,000 in debt, this is where credit cards credit margins.
Random Questions
- Citi CL ConsolidationThese last few days I’ve decided to shred several credit cards for the sake if simplifying management of them. I found out today that upon calling to cancel two different citi cards I had the …
- On June 1st, TransUnion gave me a gift of a point bump…Got my little email notice from myFico telling me that I had a change in my score. I was thinking that it was a decrease because I don’t think that Discover gave me an inquiry …
- What happens if I don’t ever use a CC?I am still learning about credit and have a quick question. What will happen if I don’t use a card at all? I have one card that I use all the time and another that …
- JCP still works at riteaidI used to buy some brewskis for the weekend and I got a few bucks back with the Ibotta app. For your rebuilders out there needing groceries or whatever this is a great tool to …
- How can i raise my credit scores? any and all suggestions would be helpfulwhat did you do to bring your scores up? i have recently filed Bankruptcy. i am trying to bring my credit back up. my TU is a 631 Equifax is 510. I was able to …
Random Posts
- how much can I raise my credit score in one year? And How?I have poor credit and want to do better. My credit is bad due to poor payment history at times. I don’t owe anything on credit cards anymore and all I have is a car …
- Does my address go against my credit score?If a previous occupant has a poor credit history, will this affect my credit score? If a previous occupant has a poor credit history, will this affect my credit score? I live in the UK.
- does my mortgage have to be backed my Freddie Mac to qualify for lower refinance rates?I have a mortgage from Bank of America. Can I refinance with the new GOVT asst rates if my mortgage is not a freddie or fannie mortgage?
- Can I ask a creditor to stop reporting to the credit bureau?I disputed some things on my report. I have settle the account. However they keep reporting to the credit bureau after it has been resolved and it lowered my score. Can I contact them and …
- How much for Mortgage payoff?If I owe about 14,600 on my mortgage loan how much should or would be to pay it off? I just spoke to a representative and he said 16,100 does that sound right? I always …
Random Topics
- 12 Year old debtMoved to Rebuilding Your Credit
- How fast and by how much will my credit score improve after buying a house?I would to hear all feedback from first time home buyer’s to see how fast and by home much their credit score improved
- Zync DenialI was about 99% sure I was going to be declined but I wanted to try anyway (based on what I’ve seen here you never know!!!!)…… I found it weird that my denial letter said: …
- Selling a house in Austin, Texas?My family is looking to sell our 1950’s era house that’s located about eight minutes from downtown Austin, Texas. We’re going to contact a realtor, but to get an idea of what to expect, I …
- Can you paint appliances?My Mom & I just moved out of our Apartment & bought a House. The only Appliance we have is the Refrigerator. The Apartment didn’t have one so we bought a Stainless Steel to match, …
Be careful with debt consolidation or negotiation companies.
They take your money, and do nothing for you, and you can end up in court anyway.
Their thinking is that by not paying your bills, the cc companies will get scared and settle.
In the meantime you are racking up interest and late fees.
Go to bankrate.com
see if you can apply for a card with low balance transfers and low apr
try your local consumer credit councelling service – free of charge
try your local bookstore – get credit repair for dummies.
Tells you how to negotiate with the cc companies yourself.
/
go here http://creditcardintent.com/ and apply for what ever card is best for you. they have cards you cant even imagine, this would really help you