This would be my first home purchase. I recently contacted someone regarding a home loan and they advised me that my credit score was lower than I anticipated. I don’t believe the information he provided was accurate, but he said we could go ahead and move forward anyway. Should I pull my own credit report to see if the information he provided is true? And does anyone know if brokers advise you that your credit score is lower than what it is to get a higher finance charge out of buyers? I’ve been searching for about 2 and a half years and I think I’m ready now. Hopefully someone out there can be of some assistance. Thanks in advance!