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When things got bumpy in school, sometimes my mom could cover a utility bill or payment for me. Will they be able to see this in any reports if I apply for a mortgage loan or do they just care that it got paid and not specifically by who? Thanks very much.
Thank you My Take, what about a loan or credit card payment?

2 Thoughts on If someone else pays a bill for me with their check, will it affect my credit?
  1. Reply
    My Take on It
    December 20, 2012 at 7:31 pm

    The bill got paid.
    That is all that matters

    Utility bills do not show up on your credit report anyways, UNLESS you default and do not pay and your bill goes to collections.

  2. Reply
    R T
    December 20, 2012 at 7:48 pm

    They don’t care where the money comes from, just that it got paid. If the loan is in your name, it will go on your credit history.

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