3 Thoughts on if i am going to have a name change . does it will affect my credit score? ?
  1. Reply
    bud68
    August 30, 2011 at 8:06 am

    No.

  2. Reply
    Spartan
    August 30, 2011 at 8:13 am

    No, it won’t. However, make sure that after your name is legally changed that you report this to the 3 credit reporting bureaus–TransUnion, Equifax, Experian. This will ultimately help avoid any problems later if you try to apply for credit with your SSN and your new name.

  3. Reply
    big daddy
    August 30, 2011 at 9:09 am

    good question. You can change your name legally or just because you are a free citizen. I mean, that you can have people call you any name you wish. Much like the actors and actress use stage names. They use it to be Secret when checking into hotels, etc.

    You can do it legally. this means you file a petition for a name change through the court. When you do this they will ask for your current name and social security number. They will ask you questions to make sure that you are not changing your name to avoid a lawsuit, debts, taxes etc. Once this is complete then they grant it.

    You will get an order stating the facts. You old name and your new name, and the court that granted it. With this you should send to all credit reporting agencies with a letter telling them to update this information.

    The name change will not affect the credit rating. because nothing that has to do with the FICO system has to do with a name change.

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