I was denied renter’s insurance in PA due to the horrible condition of the building. The agent that inspected it wouldn’t even come in and denied it due to the roof, rotting wood, and shoddy brickwork. She tole me to get out as soon as possible for my own safety. I admit I was very inexperienced when looking and signing the lease. I was in a little bit of a hurry to find a place that allowed dogs. Once I had been there a while I realized the landlord was a crook after numerous problems that went uncorrected. I shouldn’t have rented in the first place but like I said, I didn’t really know what I was doing.
My point is the agent told me that I have a right to have my property insured and because I was denied insurance I could be released from the rest of my lease.
A family friend in WV is a lawyer so I asked a favor and he wrote my landlord a letter as a concerned citizen (he is not licensed in PA.) A week later he received an email from the landlord’s lawyer saying they would only let me out of one month’s payment if I leave 3 months early. I’m moving back home so it’s better than paying for the rest of the lease but I’d rather be able to just walk away without paying anything to this liar.
TL;DR Building is in horrible shape and I was denied renters insurance in PA. Does this release me from the remainder of my lease.