I want to refi my house that we bought at $ 184,000 at 7.875%
it was fixed for 2 years and now will go up to 10.875%
Now, I have a $ 15,000 second mortgage that I accumulated from not having a job and misc expenses.
I want to combine them together.
I also want to add my $ 28,000 federal student loan at 6%
and my other private school loan of $ 12,000 at 13.25%
to the refi. I also have a credit card of $ 4,000 @ 8.99% fixed that I wouldn’t mind adding to the refi as well.
First of all, Is this possible if my home is only appraised at $ 209,000 right now? And second, should I add these all together?
I would love to have one bill. All these payments are killing me.
Need your advice…
And if I should refi them all together, what companies have you been successful with for loans?