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They do not offer payday loans in WV, but it is my understanding that I do not want to even get into that mess. I was unemployed for a year. I applied everywhere for a job and no onee would hire me. I am educated with a bachelor’s degree and finally I am now employed through Ten South Management as the Learning Center Coordinator. I pawned things, borrowed money from family, worked some temproary jobs. Now that I am working I need to actually get my things out of pawn (I have been paying the interest) and I an emergency room bill that I need to pay off, and a credit card, and now my car is going to need some repairs. When you think the sun is going to come out and shine on you something in the air always happens to keep a gray cloud hanging over your head. Can anyone give me some advice? One of things in pawn is my boyfriend’s truck. He has another means of transportation, but we are in need of his truck.

4 Thoughts on I need a $5000 loan. My credit is not the greatest and I have recently started a new job. Where do I look?
  1. Reply
    July 14, 2013 at 5:35 am

    Other than a loan shark, the other place to get a bad credit loan that size is through one of the online loan firms run by Native American tribes, like Western Sky. The terms of these loans are horrible and loans like this usually create more problems than they solve.

  2. Reply
    DON W
    July 14, 2013 at 6:08 am

    Sounds like you’re trying to do the best with what you have.

    You may want to speak to the folks at the National Foundation for Credit Counseling (NFCC), a not-for-profit organization funded by the banks and credit unions to provide help to people such as yourself, who need some advice. They have locations around the country. They should not be confused with the places that advertise on tv.

  3. Reply
    July 14, 2013 at 6:48 am

    Check out peer to peer lending sites like

    It is easier to find financing from these sites than banks. Your interest rates depend on your current credit score and your likelihood of defaulting on the loan.

  4. Reply
    Guess Who
    July 14, 2013 at 7:12 am

    Grandma, if you haven’t already burned your bridges with her.

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