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I have a real poor credit score,and I asked allot of realtors how would I go about getting a foreclosed or a little fixer upper?Doors were slammed in my face.Im a unemployed single mother of 3.My job had shut its doors once and for all,and im lay ed off.I know there are government loan modifications or government programs out there.How do I acquire on going about it?

10 Thoughts on I have real poor credit,need a loan to buy a house.What do I do?
  1. Reply
    Missy
    July 21, 2011 at 9:07 pm

    You are not going to be able to buy a house, let alone your poor credit, but you are unemployed!

    The only thing that comes to my mind is Habitat for Humanity, but I think they even require that you prove you have some type of income.

  2. Reply
    a_friend247
    July 21, 2011 at 9:34 pm

    Without a job? Are you kidding me? Even charities require you to have job before they help you out. I would forget the “house hunt” and concentrate on getting a JOB!

    You will need more than the normal 20% down. With bad credit and the current economic situation, even people with good credit scores are finding it hard to get a loan with less than 20%.

  3. Reply
    golferwhoworks
    July 21, 2011 at 9:36 pm

    you have no chance to buy as you have many things against you. NO way to service the debt Bad credit NO down payment No savings
    Get a job , clean up your credit, save money , then save some more then save some more for emergency’s

  4. Reply
    Sonia james
    July 21, 2011 at 10:06 pm

    Hello my dear do not full prey to those hoodlums at they that call them self money lender all their want is you money and you well not hear from them again they have done it to me twice before I met Mr. Brown Wilson the most interesting part of it is that my loan was transfer to me within 2days so I well advice you to contact Mr. Brown if you are interested in getting loan and you are sure you can pay him back on time you can contact him via email brownwilsonloan4@live.com
    They offer all kind of categories of loan they
    Short term loan (5_10years)
    Long term loan (20_40)

    Media term loan(10_20)
    They offer loan like
    Home loan!!!!!!!!!!!
    Business loan!!!!!!!!

    Debt loan !!!!!!!!
    Student loan!!!!!!!!

    Business start up loan

    Business loan
    Company loan< <<<<<<<<< etc When it comes to financial crisis and loan then brown Wilson loan financial is the place to go please just tell him I Mrs. jenny Wilson direct you Good Luck>>>>>>>>>>

  5. Reply
    Janet
    July 21, 2011 at 10:40 pm

    You have a better chance of winning the lottery. Unemployed, and bad credit I don’t know if you could rent never mind buy. Get a job, improve your credit, save a lot of money for a down payment, show that you are mature and responsible, and then apply for a load.

  6. Reply
    Pengy
    July 21, 2011 at 11:25 pm

    No credit + No money + no job = no home purchase

  7. Reply
    reenzz
    July 22, 2011 at 12:19 am

    Your kidding right? How exactly do you expect to pay loan back without a job? There are no longer any government loan or programs out there to help people who refuse to help themselves.

  8. Reply
    Mrsmary P
    July 22, 2011 at 1:15 am

    Hello, i am MARY PARKER from New YorK, i saw your question on yahoo answer and i want to refer you to the international loan company that help me consolidate my depth ,when i was searching for loan and i was in a bad shape, a friend of mine introduce me to CLARKE LOAN FIRM that help me get out of my depth, the company offer all kinds of loan to any where in the world at a very low interest rate and even if you have a bad credit and low income they still offer service so long you agree to the repayment information, they are the only international loan company that can help you get a quality loan with a fast transfer without any upfront fees
    .contact them and i am sure they will be of great help to you .within 24hours. here is their contact clarkeloanfirm@yahoo.com

  9. Reply
    Jennifer Lunn
    July 22, 2011 at 2:05 am

    Hello everyone,

    My name is Mrs Jennifer Lunn and life is worth living comfortably now for me and my family now and every day of my life now, i sit down and smile and
    thank GOD for saving us because i am a mother of three kids and i my husband encountered a terrible accident in the past that made him suffer from a serious
    spinal cord injury that have made him to be unable to stand, walk or work and his doctors states that he needs to undergo a delicate surgery for him to be
    able to walk again and we could not afford the bills for his surgery and his medications costs us so much weekly and i have been solely responsible for the
    up keep of the family ever since and life felt so hard and it to a point we have no funds for our rent we were about getting evicted from our house by our
    landlord and we felt so terrible as we could barely eat until one very faithful day, i was browsing through yahoo answers and i came accross a loan lender Mr
    David Williams who provides loans at an affordable interest rate and i have been hearing about so many scams on the internet but at this my desperate
    situation, i had no choice than to give it an attempt and suprisingly it was all like a dream, i received a loan of $ 100,000 USD and we payed our rent and did not get evicted from our house and my husband had his surgery and thank GOD today he is okay and can walk and is working and the burden is longer so much
    on me and we can feed well and my family is happy today and i said to my self that i will shout aloud to the world of the wonders of GOD to me through this GOD fearing lender Mr David Williams and i will advise anyone in genuine and serious need of loan to contact this GOD fearing lender
    viawilli.loans@gmail.com

    My regards to you all.

    Mrs. Jennifer Lunn

  10. Reply
    Helen
    July 22, 2011 at 2:49 am

    Hello,

    I live in the US and i really have never seen goodness shown to me this
    much in my life as i am a struggling mum with three kids and i have been going
    through really rough times in my life and my name is Helen
    Peters and in all this hard times, a worse incident occured in my life as i
    lost my job which was my only means of survival and things became really bad as
    i had bills to pay and my last son suffered a knee injury incurred when he fell
    from a tree house and the doctors informed me that he needed a surgical
    operation for his knee so he could walk again and at this point, life was
    useless to me as i have no family and no one to run to and each night, i will
    sit down and cry till the break of dun until one day, i read an advert on yahoo
    answers of man that stated that he could help people in my shoes with loans and
    in my desperate situation, i had no choice but i had to try and so shocking and
    suprising, it was like an impossibility becoming a reality, i got a loan of
    $ 75,000 USD even with my bad credit within 48 hours and my sons surgery was done
    and thank GOD it was successful and now, i am okay and living in comfort with my
    kids and i said to my self, i have never ever seen this kind of wonder in life
    and i decided i will tell it to the whole wild world and i need every one to
    thank GOD for Mr Patrick Harvey, the man GOD used to rescue me and my family
    even when all hope had been lost and gone and i will say to every one, no matter
    how dark and sinful the world is today, there are still GOD fearing and reliable
    people on earth and if you are in my former situation or require a loan
    legitimately, i will advice you contact this loan lender and you can reach him
    via patrickharvey12@yahoo.com and i want you all to pray for this man for me.

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