2 Thoughts on I have a credit score of 722 and can’t find a personal loan any help out there?
  1. Reply
    bdancer222
    November 7, 2011 at 7:01 pm

    722 is a pretty high score for someone with no credit history. I suspect that isn’t a FICO score. If you got it from TransUnion or Experian, it’s probably a Vantage score (scale to 990 vs FICO’s 850).

    It is usually easier to get a loan if you have limited credit than bad credit. How big a loan are you looking for and what purpose? If you are looking for a large unsecured loan, you won’t find it. Only someone with exceptional credit could get a large unsecured personal loan in the current economy.

    Other factors come into play in the credit decision: length of employment and debt to income ratio are huge.

  2. Reply
    god is good
    November 7, 2011 at 7:32 pm

    I am Mrs Mary Kent,currently living in New jersey city,USA.I am a widow at the moment with three kids and i was stuck in a financial situation by may 2009 and i needed to refinance and pay my bills.I tried seeking loans from various loan firms both private and corporate but never with success,and most banks declined my credit.But as God would have it,i was introduced to a man of God a private loan lender by name Mr Mikel Locke who gave me a loan of $ 50,000USD and today am a business owner and my kids are doing well at the moment.So dear,if you must contact any firm with reference to securing a loan with low interest rate of 3% and better repayment plans and schedule,please contact Mr Mikel Locke.He doesn’t know that am doing this but am so happy now and i decided to let people know more about him and also i want God to bless him more.You can contact him through his email at mikellockelendingfirm@gmail.com

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