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Im trying to put it all my debt into one payment. I make about 3000 a month and dont have car payments. Only rent and two credit cards that im trying to pay off. will I get approved? if not how can I ?
updated i actually checked and its 590 560 and 590 and i do have a 2005 car that paid off last year.

3 Thoughts on I have a 550 and 540 credit score, can i get approved for a 7500 consolidation loan?
  1. Reply
    kapn
    April 29, 2013 at 11:28 pm

    A personal loan for 7.5K with 550 credit score and no collateral…………..Nope………………

  2. Reply
    CatDad
    April 29, 2013 at 11:49 pm

    It’s not going to happen….sorry.
    The only type of real consolidation program that you’d qualify for is a debt management plan with the National Foundation of Credit Counseling. http://www.nfcc.org – This is not a loan…it’s a program to pay back your debts…where you just make one payment. Don’t use this if your credit cards have completely defaulted…otherwise, it’s a legit program…but you do have to close your cards.

  3. Reply
    Calvin C
    April 30, 2013 at 12:37 am

    No way just keep paying and you will get better credit, if not how can I =no is no you are not going to be approved by anyone

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