I Graduated from high-school in 2007 I worked fast food a few years after I graduated and started college.?
I ended up getting three Credit cards and using them in an attempt to stay in school…mission fail. lol so for a while I’ve been out of school and working hard to try and keep up with the bills. my fiance was also out of work, so I began to miss a few of my Credit card payments. Six months ago my Fiance and I both found pretty great jobs and since then I’ve managed to pay off two of my three credit cards and haven’t missed a payment since. I also had my student loans deferred. My fiance and I are now considering buying a house in about a year, would I have good enough credit to do so? how long does it take for a late payment to fall off your credit score? I also have car insurance That I pay monthly and have never missed a payment on that.