I have been trying to repair my husbands credit. We are set up with my free credit report so we can see it anytime, but even though I have raised his 60points, he is still rated poor. What I am wondering is, when does he go from poor to fair? Using the FICO score? also if anyone has idea’s what I can do to rais it, I am up for suggestions! Thanks!!
I should add this. Over the last 6months, we have gotten all of his past due bills paid. The only thing on his credit now is his truck loan which has been paid on time, since he got it a year ago and a credit card, with a $ 350 limit that he has had for 2 months and has been paid on time. All the other accounts have been paid and closed.