I do not have ANY mortgage, car payments, and I have NEVER owned a credit card. Just want to get that out of the way.
I’m in college right now and I have a few students loans out. I also have some bills as debt such as a few doctor bills, a phone bill, and a cable bill from when I was trying to live on my own.
Along with my student loans, I’m close to 10,000 USD in debt. My credit score is very poor thanks to my unpaid bills.
Is it better to pay everything off ASAP or should I set up payments to show I can make the payments on time? Which would raise my credit score? I’m at a loss!