First of all, I have good credit. I have no debts and I’ve never made a payment late. I recently got approved through USDA for a house loan but now their program is closed down…so I didn’t get my loan. And every bank I’ve gone to requires 3 lines of credit before they will approve someone. Or else they need a co-signer. Thats not an option for me and I only have 2 lines of credit. So what I’m wondering is are there any other programs or companies that will give loans without the 3 lines of credit open?