I am trying to move out to colorado and buy a house out there. However I am pretty sure I am unable to get a mortgage on my own, although I have not tried. I have really good credit, around 735 with no negatives against me. However I only have about 10k of verifiable income. I do own a house in iowa that is assessed at 48k but worth a little more due to many renovations and is paid off. Paying a mortgage would not be a problem as I also have renters lined up to bring in 700 a month at my current house and would have an additional 300 in rent in the house in colorado, although I don’t think that helps much in getting a loan now. The houses I’m looking at are in the 50-75k range and I could have up to 20k to put down. I am working on getting a cosigner by offering him a cash incentive but want to have a backup plan if that doesn’t work. Does anyone have any ideas on how I could make this happen? Rent to own type thing, house at collateral, etc? Any suggestions will be greatly appreciated as I’m just getting into buying real estate. Thanks in advance!