6 Thoughts on How much does it cost for a year’s worth of renter’s insurance.?
  1. Reply
    Dave
    August 13, 2013 at 9:19 am

    Not that much,I rented a 3 bedroom house in Michigan and insured contents for $ 50,000. It was about $ 100 per year.Contact local insurance agents for estimates.

  2. Reply
    Mariah5434
    August 13, 2013 at 9:57 am

    I live in MN in a 2 bedroom 900 square foot apartment in a very urban area where you’d expect higher premiums. State Farm insurance was the cheapest when I was shopping for renter’s insurance – $ 92/year (http://www.statefarm.com/). Your rate will all depend on the apartment building and it’s features such as smoke detecters, sprinklers, building material, location, etc. Get as many quotes as you can!

  3. Reply
    Luke D
    August 13, 2013 at 10:02 am

    Probably around $ 15/month. Renters insurance is so inexpensive, I’m always amazed by the number of people that don’t have it.

  4. Reply
    mbrcatz17
    August 13, 2013 at 10:51 am

    The standard policy – with $ 100,000 liability, $ 20,000 contents, $ 250 deductible, should run you about $ 150 a year.

    Not many companies will sell you less than $ 20,000, and no one I know of will sell you less than $ 15,000.

  5. Reply
    DFK
    August 13, 2013 at 11:50 am

    $ 125 to $ 200. depending on the company.

  6. Reply
    mel
    August 13, 2013 at 12:21 pm

    Cheap!! Mine is free, actually it was $ 75 a year, then with the multi policy discount from my ins. co. it made my auto policy drop 75 a yr so, added a renter policy, and pay exactly the sameas before.
    Call you auto agent and ask them if they have multi policy discounts, most do, depending on your policy.

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