How long does it take to build up your credit score. I started this year with a embarrassing score of 571.?
Since the beginning of this year, I have faithfull paid every bill on time and some I have paid above the min amount, on or before the due date.
I currently have a new car loan, since May, 3 credit cards, 2 with a balance and a paid off one. No mortgage, home paid for. I have to admit that what bought my score down was due to myself and failure to pay on a timely manner.