6 Thoughts on How does one begin to climb herself out of poverty and debt?
  1. Reply
    June 6, 2013 at 4:52 am

    Budget very tightly. WRITE IT ALL DOWN. Cut out anything that’s unneccesary, no matter how trivial. Make sure your incomings are more than your outgoings. Seek to further yourself educationally wherever possible, or at least undertake other activities which will increase your chances of getting a better paid job. It will not happen overnight but it does happen to those who try. It does not fall in your lap unless you’re very lucky, so you have to MAKE it happen and put up with disappointments along the way.

    It worked for me – 5 years ago I was pretty much penniless and jobless and feeling pretty hopeless. Not to mention the fact I was one more missed rent away from being homeless. I applied for HUNDREDS of jobs till I found one that paid enough and would look OK on my CV. So over time, through determination and hard work, through trying out different jobs and making them look better on my CV, through reading up on people management and money management, I have my own house and car, and enough left over for some small luxuries in life – and although I’m not ‘rich’ I’m definitely not in poverty anymore. I am not the world’s most intelligent or hardworking person, I just learnt how to deal with other people and how not to blow the little money I had. I stopped drinking and doing any other kind of substances, started to work out and make new friends though free hobbies such as sports and music. This gave me the motivation and encouragement to try and make it, and kept me sane through all the cans of baked beans!

    I firmly believe the key to my success was being able to laugh even when things were crappy.

    I realise all the above sounds like some rubbish sales pitch, but it’s not, it’s just how I did things.

  2. Reply
    June 6, 2013 at 5:17 am

    I use these because they don’t ask for money or a credit card. I have posted pictures of payments I received, as proof.

    They have always paid me on time.


  3. Reply
    Media I
    June 6, 2013 at 5:17 am

    Invest daily a little ….

    Invest in some Skills acquiring to exceptional extent.
    Invest in Making some lovely things that are worth a lot fo money.

    Invest in finding a Well paying job that you can perform well.

    Invest in getting a Good life partner who is financially supportive .

    Invest in a Good Marraige.

    Invest in Good Relationships with your clients , prospects , customers , Market , Get good will in Market.

    Invest in lot of Research , Creativity , production , innovation , new solutions

    Come out with innovative solutions to some serious problems in your society and offer them to your people in exchange for money

    Invest in getting media support free of cost via Press Releases

    Invest little by little in Marketing , Promotion , Labour , Hardwork

    Invest in getting habituated to thousands of failures , thousands of dry incoem less days , months and some times even years….

    Suffer , Suffer , Fail , Fail , Fail , get disappointed ……and slowly one after other ….little by little prosperity will smile at you.

    Invest in yourself
    Invest in your good health

    Invest your TIME CURRENCY

    Develop your SPIRITUAL CURRENCY by becoming spiritual and receptive to super natural assistance in all aspects of your life

    Live life as it comes …..accept what ever happens in life

    Best wishes

  4. Reply
    June 6, 2013 at 5:42 am

    Use Dave Ramsey’s Baby steps
    Make a budget and stick to it. Do not open more debt/credit
    1. start an emergency fund ($ 1000, or $ 500 if you make under $ 20k/year)
    2. snowball debt
    3. save for retirement
    (there are more, but those are the biggies)

    This is working for me, and I finally feel like I can manage my finances.
    Check out his web page.

    You can find a class near you on his web page. My church offered scholarships for those who couldn’t afford the materials. I imagine most places will do that, too.

  5. Reply
    June 6, 2013 at 6:05 am

    get 2nd job. you make more money and just as important you will have less spare time spend/waste your money. put it all on your bills. starting with ones that have highest intrest rates.

  6. Reply
    June 6, 2013 at 6:12 am

    Find money making opportunities.

    Here are a few I’ve found on the net from a legitimate and reputable international company that pays well for your time in internet marketing services.

    The EyeEarn Network, where you get paid to drive your car, wear T-shirts, and more! Earn money effortlessly while you go about your day! It’s fun, easy, and no experience is necessary! Click here to find out more:


    There is also opportunity from this link:

    Work at home on the Internet. Free quick course shows you how. We supply free training to start your business. There is no cost to you. Start part time and make money in your spare time. All you have to do is sign up at http://www.ezinfocenter.com/10407536/FREE.

    Hope one of these may help! 🙂

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