I just recently did a credit report check on myself. And my credit score sucks! It’s 571. Its mostly all from my past that has been paid off and closed.
What I have current are my college loans = $ 12, 000 that are in perfect standing and are not to be paid until after graduation. My bank account loan is in perfect standing. My bank account loan is about to be paid off here shortly.
The important issue is my old credit accounts that are in revolving = $ 1, 706 total due. I can’t get qualified for debt consolidation. I am told I don’t have enough debt. That it’s nothing. Anything I can do to help repair my credit ?????
I am having a tough time trying to find a job which I would like to be able to pay off the due debt so without a debt consolidation it’s only going to keep adding up. Advice?