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My house is underwater. I can afford my payment, but it sure would help if I could refinance to a lower rate than 6.8%. I would like to retire in about 15 years and it would help not to have a mortgage by then. However, apparently my mortgage is not owned by Fannie Mae. Is there a way I can become eligible for Fannie Mae &/or the HARP program?

2 Thoughts on How can I take advantage of the HARP program if my mortgage is not owned by FANNIE MAE?
  1. Reply
    the kid
    March 31, 2012 at 12:20 pm

    Not really. It must be a FM backed loan.

  2. Reply
    margaret b
    March 31, 2012 at 12:47 pm

    I recommend that you contact the Neighborhood Assistance corporation of America (NACA)

    NACA is a nationwide, nonprofit organization and is HUD approved.

    NACA is an excellent place to start.

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