8 Thoughts on how can i repair my bad credit?
  1. Reply
    June 23, 2011 at 8:58 am

    It will stay there for 10 years. The best way to start repairing is to get a credit card even if you have to give them a deposit. Then make the payments on time. Don’t miss even one. Over a period of time, your score will improve.

  2. Reply
    June 23, 2011 at 9:17 am

    it’s stays on your report for 10yrs, but to rebuild your credit get a credit card for Orchard Bank (orchardbank.com) it’ll suggest which card is best for you to use to rebuild your credit. Use the card but make sure you pay it off in full, they report to all 3 credit bureaus. Good Luck!!!

  3. Reply
    Fico C
    June 23, 2011 at 10:07 am

    7-10 years.

    If you put everything in BK, you will soon be able to re-establish your credit. Some people recover within 2 years. Just start off slow.

    Don’t get yourself in anything you know you can’t handle, this is the most important thing. you will find credit card companies will start sending you applications etc. Do not fill them out, do not apply. Wait awhile and slowly start re-building.

    There home lenders, that can get people in homes 1 day from the discharge date. I am not saying go buy you a home. BUT,,, there is light at the end of the tunnel.

    Hope that helps!

  4. Reply
    June 23, 2011 at 10:24 am

    CAUTION PLEASE. if u are out of bankruptcy u are going to be very attractive to lenders. cause if i am right u cannot file a bankrauptcy again. be very careful. instead of focusing on fixing ur credit score focus on building wealth instead. i listen and apply dave ramsey’s simple steps. here the link

  5. Reply
    June 23, 2011 at 11:02 am

    Take a look at this site:


    This site is loaded with tons of information and newsletters directed at people just like you. There last 3 newsletters dealt specifically with improving your credit, and gave tons of methods to do it.

    Oh…and this isn’t spam. I have nothing to do with this or any other site I refer people to. If the info is good I pass it along.

  6. Reply
    Barbara S
    June 23, 2011 at 11:42 am

    Maybe you can try below website to get the information you need. It’s about credit repair that you can do it yourself articles for your second opinion.

  7. Reply
    June 23, 2011 at 11:42 am

    As long as you let it. I had a similar situation and took care of it myself with a credit repair kit I learned of here on Yahoo Answers. I got it at http://www.creditrepair101site.com
    It was less than $ 20 and helped to get my credit squared away.

  8. Reply
    June 23, 2011 at 12:36 pm

    Here is a good article about repairing credit score http://www.badcreditresources.com/fix-your-bad-credit.html
    I hope you will find it helpful!

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