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Hello people…… Recently my friend’s house got on fire and his landlord said; she will sue him in Court, and the insurance company is sending him a letter for the cost of damages that been occurred to the house. Now can the insurance company take him to the Court without any prove or evidence?? And can he neglecting letters from the insurance company or shall he call them or what is the best way……

Thank you guys for helping

4 Thoughts on Home insurance Company?
  1. Reply
    Brandon
    February 28, 2014 at 2:04 am

    Keep in contact with the insurance company, and try not to worry about that landlord, she or he will get a lump sum due to the fire that happened, as long as everyone is insured there shouldn’t be any problems.

    Quote of the day, Buy home owner insurance it’s worth it

    Brandon’s girl Rocky

  2. Reply
    Prorkycake
    February 28, 2014 at 2:34 am

    There are not enough relevant facts to come close to giving an answer. How did the house catch fire? Was the tenant responsible for setting the fire? Was it an accident? How did it happen? Obviously, the insurance company is under the impression that the tenant was responsible for the fire, which is why they are sending the tenant the bill. Your friend should have had a renter’s insurance policy. You never, ever, ever rent someone else’s property without one. If your friend did have a policy, the lawsuit would be forwarded to his renter’s policy, and they typically will handle the rest. It is apparent this person does not have a policy and will have to foot the bill for his/her own defense. Can they take him to court? Yes. They have the money to hire experts that will determine the fault of the fire. He should gather all the letters and find an attorney ASAP. And tell him next time, purchase a renter’s insurance policy. It’s literally $ 15-20/month.

  3. Reply
    A Hunch
    February 28, 2014 at 3:17 am

    If the fire report finds your friend is responsible for the fire, that is all the “proof” that the insurance company needs. If your friend had renters insurance, your friends insurance company would reimburse the owners insurance company. If your friend does not have renters insurance, your friend is personally responsible for the damage.

  4. Reply
    mbrcatz
    February 28, 2014 at 3:42 am

    They’ll have proof – the fire marshall report, as to what caused the fire.

    He’ll need to hire a lawyer, because they’re not going to just go away, because he’s ignoring them.

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