my payment used to be £1008 a month but now its decreased to £425 a month because im on the standard variable rate mortgage.
why have my payments decreased by half and is it worth me doing something about it.
Obviously im happy im paying less but for how long will i pay less as im new to all this because its the first time ive bought a house two years ago.
i wont lose my home i hope because i dont understand the standard variable rate process.
thank you for your advice x