2 Thoughts on Have you ever noticed credit scoring is total hog wash.?
  1. Reply
    November 11, 2011 at 6:01 am

    Well there are little things you can do to increase points , like choose credit on you check card instead of debit. that gave me like 30 points every six months. But I believe if you want something not even bad credit will keep you from obtaining it. People want their stuff purchased so badly they will make a way for you to buy it. I m working on my credit scoring to get it down for a better interest rate, but the homes are so cheap nowadays, that the lenders will do anything to get you to buy it, that goes for cars, apartment rentals. I have not been able to find a dead wall because of my low credit score and good job. So I just buy what I want and wait.

  2. Reply
    November 11, 2011 at 6:48 am

    Yep, that’s why it is so silly to pay for a monitoring service or to obsess over the rise and fall of your credit score.

    Pay your bills on time and check your credit report periodically to make sure the info is correct and the score will take care of itself.

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