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I am looking for a way to get my debt under control. I have been in contact with a representative from “credit solutions debt relief program”. I was wondering if there was anyone who had any experience with this company. I am asking because I have heard a lot about being cautious when dealing with these types of companies. So, if anyone has worked with this company in the past, or is currently enrolled in one of there programs, please give me a little feedback on if the program is working and if you have had a bad or good experience with them. Thank you.

4 Thoughts on has anyone used “credit solutions” debt relief program?
  1. Reply
    February 6, 2013 at 11:26 pm

    These people are in it to make money. I personally would be very wary of dealing with these concerns.

  2. Reply
    elaine r
    February 6, 2013 at 11:46 pm

    I worked with a different one and learned too late that it was a mistake after losing $ 400.00 that I couldn’t afford to spend. Do a lot more research before commiting to them. I am in the middle of bankruptcy, not for everyone but my last option and you have to do alot of classes and research which talks about these companies and warns you against them!

  3. Reply
    February 7, 2013 at 12:15 am

    If you have to pay someone to get rid of your debt its a scam.
    We used them for 3 months about a yr ago before we found out we could and should do it ourselves.
    What they do is not pay your creditors for months and then try and settle for less. No special skills. No magic. They just dont pay.

    Also, your creditors do not have to talk with these people. If credit solutions doesnt pay your debt. You, and you alone are still responsible for the debt. Your creditors will come after you and not Credit Solutions.

  4. Reply
    Cinda L
    February 7, 2013 at 1:14 am

    Most credit counselors offer services through local offices, the Internet, or on the telephone. If possible, find an organization that offers in-person counseling. Many universities, military bases, credit unions, housing authorities, and branches of the U.S. Cooperative Extension Service operate nonprofit credit counseling programs. Your financial institution, local consumer protection agency, and friends and family also may be good sources of information and referrals. Choosing a Credit Counseling Organization

    Reputable credit counseling organizations advise you on managing your money and debts, help you develop a budget, and usually offer free educational materials and workshops. Their counselors are certified and trained in the areas of consumer credit, money and debt management, and budgeting. Counselors discuss your entire financial situation with you, and help you develop a personalized plan to solve your money problems. An initial counseling session typically lasts an hour, with an offer of follow-up sessions.

    A reputable credit counseling agency should send you free information about itself and the services it provides without requiring you to provide any details about your situation. If a firm doesn’t do that, consider it a red flag and go elsewhere for

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