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my boyfriend and I went online and got our 3 free credit scores and then the same day we went to the bank to get a car loan and his credit score is higher than any of the 3 numbers i got and mine is way lower than even the lowest score i got how is that possible?
i went through and i paid 25 for all three of the reports and scores so i dont think there an estimate

3 Thoughts on free credit scores wrong?
  1. Reply
    July 30, 2011 at 2:00 am

    There are no free credit scores what you got were estimates

  2. Reply
    July 30, 2011 at 2:57 am

    They are not right or wrong, they are just different. Every company that creates scores can use whatever formula it wants. You do not have just 3 scores, you have hundreds. You saw the scores created by the company that gives free scores; the bank saw the scores created by the company that it pays. And, if you paid a third company, then you would see the scores created by that company.

  3. Reply
    July 30, 2011 at 3:10 am – try this site. I use it to monitor my credit and also cleaned off some bad items from my credit report. You can apply for free initial plan and get your scores and reports for free.

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