- This topic has 8 replies, 7 voices, and was last updated 8 years, 12 months ago by Anonymous.
- May 5, 2011 at 10:26 pm #206386AnonymousInactive
i need to buy all the furniture for my new house. please can anyone help me with your valuable suggestion. thank u.
- May 6, 2011 at 2:11 am #259083Saul AmbroseMember
For your new house buy new furniture’s that you need to live according to your own standard of living. Those that you consider luxuries can be purchase later when you can afford them.
- May 11, 2011 at 1:32 am #271627AnonymousInactive
There is a place where i live called B n M and it is quite cheap and you can get some lovely stuff x x
- May 11, 2011 at 1:41 am #271691AnonymousInactive
Garage Sales, Moving sales, just be sure you go to the expensive neighborhoods to buy.
- May 12, 2011 at 4:11 pm #274475Adam ThorntonMember
- June 1, 2011 at 12:16 am #285509AnonymousInactive
try ebay thats where i got my own home furnishings
- June 9, 2011 at 12:00 pm #287468AnonymousInactive
If you don’t mind second hand try the freecycle group on Yahoo-there will be a local one for your area. It’s where people post wanted requests or items they want to get rid of and you email the person requesting their item (politely). The owner then gets to choose who gets it and you usually collect it from them. We’ve had some lovely pieces from it and managed to send our surplus to good homes. The idea is to keep stuff out of landfill.
Failing that I’d recommend IKEA or Argos.
- June 10, 2011 at 2:44 am #433615AnonymousInactive
In the US:
you could purchase the new home together, both names on the mortgage and title. and when she has the proceeds of her new home you could pay down or off the principal of the new existing loan. (only if there is no pre-payment penalty) some banks require a 2 or even 3 year prepay penalty that means you will be penalized a percentage of the loan amount if you pay if off early. so make sure you let your mortgage broker know what you plan to do ahead of time that way he can find the best program. YOU will not be able to do the loan as a primary residence if you already have an existing mortgage reporting on your credit- even if there is a 0 balance, although your mother probably could seeing as she has her current home on the market. the underwritter can clearly see she is trying to move. but it will be a controversy between each lender as to how they are going to classify it. (you- second home or investment property and your mom- primary residence.) but in this case mortgage would be the best bet and you both can be on title. or you can buy the home in only your name and have her on title with you. either way- when you get ready to do this discuss it with your mortgage professional in the UK. Goodluck~
- June 10, 2011 at 2:44 am #433616AnonymousInactive
These are all good question and need to be dealt with as to clear up any confusion down the road, first ,good man fro helping out Mom, !st thing you can do is land trust , there by getting here name on title asap fairly easy to do, I am in the process of doing this with my fiancee as to ward off the IRS folks , and capital gains I d don’t think that will be a problem , be sure to explain to you CPA or tax person what happen with copies of closing statements and detailed letter to be filed with taxes, don’t let them bullshit you and say you can send a letter that’s crap send the letter to e safe it takes 2 min. oh yes paper trail the funds as to avoid any misconception there, Mortgage Hmm yes I suppose so I would go with COFI loan or something to that effect , as to get best and lowest interest rate,ask any banker the will explain COFI, and quite frankly I would consult your bank , if credit is up to snuff, they have lowest fees and most people are certified in one way , and wont stroke you like a broker may, not that would all those that may read this, but Being a broker and knowing brokers they are interesting folks! also I may call a friend to find more details curious my self feel free to drop a wire [email protected] .com Tom
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