This topic contains 2 replies, has 3 voices, and was last updated by Anonymous 8 years, 4 months ago.
- May 14, 2011 at 6:38 pm #213792
I”m borderline about getting a credit card. I have a steady job as a cashier and being a college student, my parents pay my rent and i have scholarships to take care of school costs. Is it worth it to get a credit card? LIke there are some things such as groceries that i have the money to pay 100 bucks for just not all at once.
- May 16, 2011 at 11:26 am #276727
credit cards are an evil trap once you get in them it takes years to get out of debt.
You have no bills to pay? you probably wont listen to expirence but you need to learn if you cant pay for it with cash or a check card you dont need it.
you can get 1 credit card to establish a credit history but ONLY use it to buy gas and then pay it off every month. what ever you do– do not get in the revolving credit hole. if you are not careful it will ruin your credit and take you lots more money and time and you might never dig out
- June 12, 2011 at 8:08 am #288694
~~It’s good to start a credit history. It is something which must be strictly controlled,, or you are in a mess before you blink. If you make sure you pay it off in the grace period allowed before interest accrues you will be fine. You will build a good credit report without the debt nightmare. I think it boils down to how disciplined you are with yourself. You can also get one and request a small limit to begin with, if you are afraid you might get tempted. If you can control it, then it’s smart to start a credit history. Someday you may need a car or home loan. Just don’;t get into sucker debt!~~
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