I have a quick question for everyone. I recently started rebuilding my credit, and I have a capital one secured cc with a 375 limit. I’ve always PIF every month and not exceeding 30% of the total balance throughout the month. This month however I’ve hAd some surprises and I have a balance of 350 on the 375 limit. As long as I PIF before it reports I shouldn’t see a drop in credit score correct?
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