To pay or not to pay a charged off card

Tips and Deals Forums Consumer Credit Improve credit To pay or not to pay a charged off card

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    • #228948
      dealpal
      Keymaster

      Back in mid October of 2010 my Hooters card was charged off, My balance was $600 and will have the money this month to pay it off.* My question is at this point in time has too much time passed by to where it will now hurt me*more than it will*help me*by changing the “last activity date” and*paying off the balance so the creditor changes its status from charged off to payed in full or whatever they cchange it too instead of letting*it stay as charged off*?

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