Statute of limitations for credit card collection?

Tips and Deals Forums Consumer Credit Credit Collections Statute of limitations for credit card collection?

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    • #236864
      Anonymous
      Inactive

      I stupidly got a credit card when I was 21 (2001) and maxed it out. I haven’t made a payment since 2002. Today I received a phone call that it was just put into collections. I know I made a mistake but I’ve been waiting nine years for that mistake to drop off my credit report. I haven’t had a credit card or even a cell phone since 2002. No one has called me about this account in at least 6 years, maybe longer. How can they collect after so much time?

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