should we even try to qualify?

Tips and Deals Forums Home Mortgage should we even try to qualify?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 6 years, 6 months ago.

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    Anonymous

    Currently we have a mortgage of $900/mo total (includes taxes, pmi, insurance)* Our cc debt is about $500/mo (0 interest so dont want to pay*off*if we don’t have to)* *and student loans are about 300/mo.* We have no other debts.* Our middle credit scores are 715 and 750.* Our monthly income is 10K/month.* We don’t want to sell our house*because there is just a sliver of equity and it could be rented for a modest annual profit.* Should we even try to qualify or would be wasting our time?* If we did, what kind of terms should we expect?* We’re in Houston TX by the way.* And the area we want to move to has homes in the 150-170K range.

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