Should I pay a medical collection account that is 6 years old??

Tips and Deals Forums Consumer Credit Improve credit Should I pay a medical collection account that is 6 years old??

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      dealpal
      Keymaster

      Should I pay it or leave it alone? The collection agency has not been in contact with me. Its just reflecting on my credit report.
      The collection agency has not validated the debt after I sent multiple letters asking them to. So I reported them to the BBB and their response was that
      they sent me a collection letter 4/2007 and have not received a repsonse. They also went on to say that their client does not accept settlement agreements.
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      I don’t understand why they would opt to collect nothing instead of something because I am really thinking that I’m going to wait and let this one fall off.
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      Its a medical collection from a service date in 2006.
      I was only thinking paying it because I need to raise my score to obtain a mortgage.
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      Any thoughts? Thanks

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