Refer Eligible – would you approve

Tips and Deals Forums Home Mortgage Refer Eligible – would you approve

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      First time prospective*homebuyer here anxious to hear about my loan. I recieved a refer eligible today so the waiting game begins.
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      I had a Chapter 13 in 2006 (dismissed in 2010) after my late ex-hub left me with some bad debt. Mid-credit score is 712 but had one late payment post-bankruptcy on a student loan (loan*came off*deferment after the 13 was dismissed, took a while to locate it after it was sold all over the place).
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      Income well over 100K, same job for 6.5 years, *only one car loan and a student loan for debt (very loc debt/income ratio).
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      Thoughts? Suggestions? *I’m biting my nails over here…
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      Thanks!
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