rebuilding credit which collections to pay first????

Tips and Deals Forums Consumer Credit Improve credit rebuilding credit which collections to pay first????

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    • #233399
      dealpal
      Keymaster

      so ive made the decicion to pull my credit report im 28 and i want to have good credit. i started by obtaining 2 secure credit cards one from capital one and the other from premier bank. i also pulled my credit report. I have about 1700 in collections and about 350 of it is from a cell phone bill and a electric bill unpaid. should i pay the cellphone and electric bill first? the other amount is a lump sum from a hospital visit cause i had no health insurance at the time. if i make a payment agreement with the collector that has the account for the medical bill will it boost my credit score or will nothing happen until i pay the bill in full? my goal here is to boost my credit score so in about 2 years i can look into financing a newer car and possibly a home purchase. thanks for any advice

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