Question on how Payment Status should report

Tips and Deals Forums Consumer Credit Improve credit Question on how Payment Status should report

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    • #246524
      dealpal
      Keymaster

      *
      I am getting into the finite details of my credit report. *Below is a real estate account I had that was sold to another lender. *The account was always current, but in the real estate world, it is common practice for a loan to be sold. *
      *
      Would it help my credit score if the Account Status and Pay Status read differently to reflect the account was always current or paid as agreed? *The individual months all read OK. *
      *
      Is it hurting my score in any way that it reads as it does?
      *
      Thanks!
      *
      *
      *
      [TABLE]
      [TR]
      [TD][TABLE]
      [TR]
      [TD]Account Name[/TD]
      [TD]CHASE[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]Account #[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]Account Type[/TD]
      [TD]FHA Real Estate Loan[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]Balance[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]Date Opened[/TD]
      [TD]4/1/2006[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD][TABLE]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Account Status[/TD]
      [TD]Closed[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Mo. Payment[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Past Due[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Payment Status[/TD]
      [TD]Account transferred to another office[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]High Balance[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Limit[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Terms[/TD]
      [TD]360 Months[/TD]
      [TD]*[/TD]
      [TD]*[/TD]
      [/TR]
      [TR]
      [TD]*[/TD]
      [TD]*[/TD]
      [TD]Comments[/TD]
      [TD]Transferred to another lender or claim purchased[/TD]
      [/TR]
      [/TABLE]

      [/TD]
      [/TR]
      [/TABLE]

      [/TD]
      [/TR]
      [/TABLE]

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