My credit was perfect until 2009, I have closed 1 short sale in NV and*I am in the process of another short sale in CA which is my resident. I also have just found out that I have a collection from Billmelater which I completely forgot which totalled closed to $1300.* Please help,*help. My credit rating*would be really bad right now and I would hope to have any advices, I truly appreciate.
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