Please help my understand this HSBC CO

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    • #229397
      dealpal
      Keymaster

      I’m confused about this HSBC account. It was charged off back in 09 and I dont remember*who has contacted me in regards to the debt because I ignored all letters and call from all collectors. In the begining of the year I have been keeping track of all letter received regarding collections and I have not received a letter*from HSBC or any*CA regarding this debt.*I’m not sure if I should call HSBC* and ask who owns the debt because I just may have stubble on something. The account*numbers are different on TU and EQ.

      *

      EQ REPORT

      ____________

      *

      *

      Account Number: 169601-810002XXXX

      Status: 120+ days past due

      high credit: $925

      CL:$0

      BAL: $0

      date opened: 1/2006

      DOFD:10/2008

      closed: 8/2009

      *activity designator: transfer/sold

      *

      *

      *

      *

      TRANSUNION REPORT

      _____________________

      *

      acct #: 700109810002XXXX

      status: 120 days past due

      opened: 1/2006

      CL: $500

      high balance: $925

      BAL: $0

      closed: 8/2009

      remark: purchased by another lender

      *

      *

      *

      *

      Is there a reason why the account numbers are different? No CA is reporting, HSBC is reporting $0 bal. That leaves me to believe they sold the debt, but the according the the remark they sold it. I’m confused. What should I do? I’ve read that it’s a bad idea to DV the OC. Since it’s reporting as $0 do I just send a GW?

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