Orchard Bank Visa – Yay!

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    • #241767
      dealpal
      Keymaster

      So I’m super happy at the moment. It’s the small victories that are getting me through on the way to my goal.
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      I was going to sign up for another secured card with a small limit, so that I can have some revolving accounts (as I currently only have 1). I was going to do BOA’s next week, but then thought about trying Orchard’s secured card.
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      Well, I hesitated trying for their unsecured Visa (since my other card is Mastercard) because I had been denied last year, and was approved – well initially. The online said approved, but when I checked the status it mentioned that I couldn’t be approved at this time. I called cust service to no avail (since the acct wasnt showing up since it had just been applied for). I called the back door number today and spoke with a really nice lady who told me that they were having issues verifying my identity since my last name changed, etc.
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      Answered some basic identity questions and was officially approved!! Its only $300, but its unsecured! Hey, it’s a start.

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