Not sure where to go from here ….

Tips and Deals Forums Consumer Credit Improve credit Not sure where to go from here ….

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    • #243558
      dealpal
      Keymaster

      My current FICO is 592 with EQ.
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      I have 1 State of CA Tax Lien from 12/2007 (unpaid)
      I have 2 open trade lines: Nissan Motor was 60 days past due for the past 5 months. & HSBC Credit Card was 90 days past due for the past 5 months.
      I have 1 Charge Off from NFCU from 5/2006 showing a zero balance / transffered.
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      Than 13 CLOSED/PAID AS AGREED trade lines from different types of loans, CC, CAR, ETC.
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      So all I have going right now is the 2 open trade lines which i just brough current but has not been reported yet. THe tax lien is another story …. how does one work if the major thing bringing their score down is still open?

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