My credit score is very low,561, how can I improve?

Tips and Deals Forums Improving Your Credit Score My credit score is very low,561, how can I improve?

This topic contains 0 replies, has 1 voice, and was last updated by  Anonymous 8 years, 3 months ago.

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    I know, it’s my fault its so low. I realize that and now I am doing what I can to turn it around. Right now I have a few negative marks, 2 late payments for my car loan and a charge off ($1300) for a credit card. I am trying to figure out what the most effective way would be to get my score up. Should I do a ‘settlement’ for the $1300, or pay in full, I’d only be able to pay in full with monthly payments if possible. I would like to buy a house within the next 5 years, so I’m trying my hardest to get my score up now. I also plan on opening a secured credit card which should improve my score a bit too. I have student loans which are all current and also I paid off my car now about 2 years early. Any help would be appreciated.

    Also, have you heard of Lexington Law for helping credit scores, good or bad?

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